About therealarmand

This author has not yet filled in any details.
So far therealarmand has created 67 blog entries.
28 05, 2015

2012 California Zin and more

By | 2017-03-06T12:04:50-04:00 May 28th, 2015|wine|0 Comments

Today we are going to look at the 2012 and 2013 California Zinfandel.  Solid growing conditions with a large crop have produced some solid values.  We will also provide guidance on the 2014 French Bordeaux harvest.  Looks like a solid vintage to add to ones cellar. California Zin is providing a wealth of good drinking from the 2012 vintage. It is always fun for us to pop open a Zin and explore wines we have not tried before. My foundest memory of a Zin was several years back in a restaurant when the waiter suggested we try a Limerick Lane. The wine was wonderful with licorice and spice. You will find a many good Zins at prices under $20 and the Bogle Zin at around $10. Growing conditions were superb with WinesSpectator [...]

27 03, 2015

Interest rates / liquidity

By | 2017-03-06T12:04:50-04:00 March 27th, 2015|business advisory|0 Comments

The latest Federal Reserve speak provided some input into just when the Fed will start to raise rates and by how much. Winter Havoc / Liquidity / Interest Rates The latest Federal Reserve speak provided some input into just when the Fed will start to raise rates and by how much. We all agree a June increase of ¼ point is likely but what happens from there is the real puzzle. It appears the Fed has laid out a solution to the puzzle but it is in sand not cement. I had started to think about a blog on the subject when an opportunity to hear Karen Gilmore, Regional Executive of the Federal Reserve Bank [Atlanta] occurred. Her presentation helped clarify the information. Her personal comments were confirmed by the economic data released today, March 25, [...]

4 03, 2015

Global Economic

By | 2017-03-06T12:04:50-04:00 March 4th, 2015|business advisory|0 Comments

How will today's global economic performance impact your company / client Over the last few days global economic data / information has appeared in the Wall Street Journal. While common threads exist it is the individual divergence that may impact your situation. What is the impact on your business or a client’s enterprise? Enterprises with investment grade ratings are turning to the Eurozone to issue long term debt instruments to take advantage of the trillion being made available.  10 year bonds with yields of 3.9% and 30 year bonds with yields of 4.7%.  Yields are running 1.7% above treasury yields. What will these bonds be selling for in a few years? The universal we live with oceans on two sides and friendly neighbors north and south. Well mostly friendly. This insulates us from [...]

23 02, 2015

2012 Bordeaux

By | 2017-03-06T12:04:50-04:00 February 23rd, 2015|wine|0 Comments

Weather conditions in 2012 created challenges in Bordeaux. The weather challenge is a continuation from a poor 2011 vintage and 2013 looks even worse, but the whites are showing nicely. Prices were still strong following the outstanding 2009 and 2010 vintages. The EU recession, slowing growth in China combined with an unheralded vintage is creating a lack of demand. Slack demand is finally driving down prices so as we look at the 2012 vintage price will play a part. It will be interesting to see the impact on the retail shelves from the stronger dollar. We might be talking about a 20+% decrease in pricing. In general these wines are not for long term cellaring but for early consumption. You will note that the wines listed below just happen to come from a few areas. When buying [...]

2 02, 2015

The Top 10 Ski Resorts In North America

By | 2015-02-02T18:31:04-04:00 February 2nd, 2015|Uncategorized|0 Comments

At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.

2 02, 2015

Beautiful South America Expeditions

By | 2015-02-02T18:30:32-04:00 February 2nd, 2015|Uncategorized|0 Comments

Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?

2 02, 2015

Top 10 Mountain Retreats You Must Visit

By | 2015-02-02T18:30:11-04:00 February 2nd, 2015|Uncategorized|0 Comments

At vero eos et accusamus et iusto odio dignissimos ducimus qui blanditiis praesentium voluptatum deleniti atque corrupti quos dolores et quas molestias excepturi sint occaecati cupiditate non provident, similique sunt in culpa qui officia deserunt mollitia animi, id est laborum et dolorum fuga. Et harum quidem rerum facilis est et expedita distinctio. Nam libero tempore, cum soluta nobis est eligendi optio cumque nihil impedit quo minus id quod maxime placeat facere possimus, omnis voluptas assumenda est, omnis dolor repellendus. Temporibus autem quibusdam et aut officiis debitis aut rerum necessitatibus saepe eveniet ut et voluptates repudiandae sint et molestiae non recusandae. Itaque earum rerum hic tenetur a sapiente delectus, ut aut reiciendis voluptatibus maiores alias consequatur aut perferendis doloribus asperiores repellat.

2 02, 2015

Places to Visit in Iceland

By | 2015-02-02T18:29:42-04:00 February 2nd, 2015|Uncategorized|0 Comments

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

2 02, 2015

Europe Travel Guide 2015

By | 2015-02-02T18:29:12-04:00 February 2nd, 2015|Uncategorized|0 Comments

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

2 02, 2015

The Beauty of Bike Touring

By | 2015-02-02T18:28:41-04:00 February 2nd, 2015|Uncategorized|0 Comments

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.

Load More Posts